COMMON QUESTIONS
Identity Theft Frequently Asked Questions
Get answers to common questions about identity theft, including how it happens, how to spot warning signs, and what steps to take if your information is misused.
Each year, more than 10 million Americans have their personal information — including name, social security number, bank account or credit card number — stolen. Often times, thieves use this information to open phony credit card, bank or utility accounts. Occasionally, the perpetrator will use the victim’s identity to secure benefits such as healthcare or government assistance.
IDENTITY PROTECTION
Education is one of the most effective ways to prevent identity theft—explore our Prevention Measures to learn about the latest scams and how to protect your personal information.
COMMON QUESTIONS
Get answers to common questions about identity theft, including how it happens, how to spot warning signs, and what steps to take if your information is misused.
STAY PROTECTED
Use this checklist to reduce your risk of identity theft and protect your personal and financial information. Review these simple steps regularly to stay ahead of evolving scams and security threats.
ACCOUNT PROTECTION
Strong passwords are a critical first line of defense against identity theft. Learn how to create and manage passwords that are difficult to guess, avoid common mistakes, and keep your accounts secure across devices.
COMMON SCAMS
Phishing, pharming, and vishing scams are designed to trick you into sharing sensitive personal information through emails, phone calls, and fake websites. Learn how these tactics work so you can recognize the warning signs and protect yourself.
SAFE SHOPPING
Shopping online can be convenient, but it also comes with risks if your information isn’t protected. Learn how to identify secure websites and take simple steps to keep your personal and financial data safe.
IDENTITY RESTORATION
If you’ve been targeted by identity thieves, the information below can help you minimize the damage. You’ll find key contacts, resources, and step-by-step guidance to report the issue and begin the recovery process.
CREDIT REPORTS
Your credit report plays a key role in financial decisions, from loans to housing and employment. Learn how credit bureaus collect and use your information—and why keeping it accurate is essential.
RECOVERY CHECKLIST
If your identity has been compromised, taking quick, organized action can help limit the damage. Use this checklist to contact key agencies, secure your accounts, and begin restoring your credit.
STAY ORGANIZED
Recovering from identity theft can be time-consuming, but staying organized makes the process more manageable. Use this contact log to track conversations, document actions, and keep your case on record.
OFFICIAL STATEMENT
Use this affidavit to document identity theft and create an official record of fraudulent activity. This form can help you dispute unauthorized accounts and support your recovery efforts with creditors and law enforcement.