If you have a problem with your insurance plan, you should “Take the Proper Steps”, as follows:

  1. Call your plan’s member services department. Always call your plan’s member services department first. Give them a chance to solve the problem. Many problems are solved at this level in an informal manner.
  2. File a formal complaint or grievance with your plan. If your phone call to the plan does not solve your problem, call the plan again and tell them that you want to file either a formal complaint or a formal grievance.
  3. File a complaint with the Attorney General’s Health Care Section by: Calling – 1-877-888-4877, mailing in a PDF or submitting an ONLINE Complaint.