AG Shapiro: Visions Federal Credit Union Joins ‘PA CARE Package’ Initiative, Offering Expanded Consumer Relief

April 23, 2020 | Topic: Consumers

HARRISBURG―Attorney General Josh Shapiro today announced that Visions Federal Credit Union has agreed to join the ‘PA CARE Package’, Pennsylvania’s consumer relief initiative. By joining these efforts, Visions Federal Credit Union, along with the Office of Attorney General, will ensure Pennsylvania consumers impacted by the COVID-19 pandemic are eligible for additional economic relief.

Under the ‘PA CARE Package’ initiative, banks and financial institutions are working with the Office’s Bureau of Consumer Protection to both comply with the recently-passed CARES Act and offer additional important protections for consumers affected by the COVID-19 pandemic.

“Pennsylvanians need financial protection during this emergency, which is why we launched PA CARE Package to provide relief right now. I thank Visions Federal Credit Union for joining this effort to help consumers. We can beat this crisis, but consumers and small businesses need to know their rights and use the resources available to them,” said Attorney General Shapiro. “This commitment will help communities and businesses in eastern Pennsylvania who are facing lost wages, lost jobs, and lost income focus on what’s important — staying safe and healthy during this emergency.”

“It’s important for us to help those who have already been impacted,” said Visions Federal Credit Union President and CEO Ty Muse. “We need to take care of the most vulnerable and also make sure they can get on with their daily lives. We’re continuing to listen and monitor the situation,” Muse said. “Whatever we can do to help our members and those in our communities, we’ll do it.”

To commit to the ‘PA CARE Package’ initiative, financial institutions and banks must offer additional assistance to Pennsylvanians facing financial hardship due to impacts of the COVID-19 pandemic.

  • Expansion of small and medium business loan availability
  • 90-day grace period (at least) for mortgages not already covered by the CARES Act’s 180-day grace period
  • 90-day grace period for other consumer loans such as auto loans
  • 90-day window for relief from fees and charges such as late, overdraft fees
  • Foreclosure, eviction, and motor vehicle repossession moratorium for 60 days

 Visit for more information about the relief programs that are available.

For more information on the ‘PA CARE Package’ initiative, visit the Pennsylvania Office of Attorney General’s Coronavirus webpage at

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