What is home improvement fraud?
Home improvement fraud occurs when:
What must be included in a home improvement contract?
What are my rights?
Where can I find my contractor's registration number?
What other information can I obtain in the registration database? Contractors can include a description of the services they provide. Contractors provide proof of insurance coverage at the time they apply for registration. You should check with the contractor to obtain verification that the insurance coverage is current at the time your contract is signed and the services are performed. Contractors are required by law to provide certain background information in their application for registration. They must state whether they have been convicted of a criminal offense related to the following: (1) home improvement transactions, (2) fraud, (3) theft, (4) a crime of deception or (5) a crime involving fraudulent business practices. The applicant and its principals must also state whether they have ever filed a petition in bankruptcy. A further statement is required if the applicant has had a final civil judgment, related to a home improvement transaction, entered against it or against businesses in which the applicant held an interest. HICPA does not require disclosure of other types of crimes or civil actions. Always remember that registration under HICPA is not an endorsement, recommendation or approval by the Office of Attorney General of the contractor's competency or skill.
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