The Fair Credit Extension Uniformity Act regulates the debt collection activities of debt collectors and creditors in Pennsylvania. This law, effective as of June 26, 2000, prohibits debt collectors and creditors from engaging in certain unfair or deceptive acts or practices while attempting to collect debts.
Communications with Debtor
Unless they have your prior consent or the express permission of a court, debt collectors and creditors may not communicate with you:
Communications with Third Parties
Debt collectors and creditors may communicate with third parties only for the purpose of acquiring location information about you. During these third party contacts, debt collectors and creditors may not reveal that you owe any debt.
Debt collectors and creditors may not harass, oppress or abuse you or any third parties while collecting a debt. Examples of this include:
Unfair or Unconscionable Practices
Debt collectors and creditors may not use unfair or unconscionable means to collect a debt. Examples of this include:
Debt collectors and creditors may not use any false or misleading statements when collecting a debt. Examples of this include: